The Financial Peace Planner: A Step-by-Step Guide to Restoring Your Family's Financial Health (U)

Dave Ramsey knows what it's like to have - and lose - it all. After falling so far into debt that he was forced to declare personal bankruptcy, Ramsey rebuilt his financial life. Now he offers his hard-won advice, and much-needed hope, to many Americans who find themselves in serious debt and desperate for a way out. There are no gimmicks or quick fixes to Ramsey's method of financial salvation. Instead he encourages you to take baby steps, set realistic goals, and seek the support of family and friends. Ramsey's advice is easy to follow, and, because he's been there, he doesn't talk down to you. His workbook format allows you to frequently monitor your progress and, most important, to face your situation honestly. Inside you'll find help on how to Asses the urgency of your situation Understand where your money's going Create a realistic budget Dump your debt Clean up your credit rating Like any regimen, achieving financial peace requires patience and hard work. But the benefits - even if they're only the ability to sleep at night, answer the telephone, and balance the checkbook without stress - are well worth the effort. And once you're back on your feet, you'll find information on how to grow your wealth, provide for a comfortable retirement, and leave a legacy of financial peace. Filled with inspirational insights that come from personal experience, The Financial Peace Planner may be the most valuable purchase you ever make.